Sparks Funeral Home & Monument Company
203 W Main St, Grayson, KY, 41143
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Kentucky
$2,121 – $6,671
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,121–$6,671. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“During a time when our hearts were broken at the passing of my brother followed by the passing of my father two months later, George Sparks and the staff at Sparks Funeral Home in Grayson, KY could not have been more caring, compassionate, attentive, professional and accommodating to our wishes. Trying to say goodbye to someone you love is not easy, but they certainly made it more bearable by their kindness and certainly went above and beyond to make sure the services went as planned. My family and I will be forever grateful.”
— Lisa Manley
“My husband passed away Aug 23rd at our home in Columbia MO. He was born and raised in Rush KY just outside of Grayson KY. He , myself and our children lived I. The area for about 13 years before we moved out of state. Our desire was to take him back to KY where his heart always was for his final resting place. The funeral home here in Columbia along with Sparks in Grayson worked together to make all this happen. When we arrive in Grayson and met with George Sparks we were treated with such compassion and grace. George and his staff made certain that the arrangements were just as we hoped for and handled every little detail for us. We couldn’t have asked for anything different. Even as we returned to Columbia after the service, George and Elizabeth checked up on us several times to see how we were doing and if we needed anything. Their concern was so genuine! Hopefully you won’t need their services for a long time but if you do, please give them a call first. Their professionalism and compassion will help you thru your difficult time. We so appreciated them and their ability to handle all of the details. You will too!”
— Bette Everman
“George and his team were very helpful and accommodating helping us navigate my Nans funeral. It truly was a blessing having their knowledge and expertise to lean on during such a difficult time. She would have loved it!”
— Brooke Cooper
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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