Southerland Family Funeral Home
100 E 19th St, Panama City, FL, 32405
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Florida
$2,495 – $7,848
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,495–$7,848. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Southerland Family Funeral Home did an amazing job for my Mother’s services. Wayne’s empathy and patience was superb. My family and I appreciate your help and support during a difficult time. Thank you and your team so much for your professionalism”
— Brandon Henderson
“I highly recommend the Southerland Family FH 100%. The staff, especially Ms Stacey, was so helpful especially during our time of mourning. The SFFH team was there to answer all our questions and provided excellent service. Thank you Southerland Family FH.”
— ZLMC
“The team they have at this funeral home is absolutely amazing. My husband has just died recently unexpectedly in a traffic accident and I went in there and not knowing where to start how to start or what I needed. The team there sent me right down we walked in we started talking about things. Before I knew it we had almost everything figured out within about an hour. The hospitality that this funeral home has will always be in my heart right alongside my husband. For the wonderful and amazing job that they did. Thank you from the bottom of my heart.”
— Samantha Cotton
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
Are you Southerland Family Funeral Home?
Claim your free listing to receive the families we connect you with, show your services and pricing, and partner with MedaSynq — at no cost.
Claim your free listing