Meda
326 Prospect St, Binghamton, NY, 13905
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Average in New York
$3,368 – $10,595
Source: NFDA 2023 · Direct cremation to traditional burial
Funerals in this area run $3,368–$10,595. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
“I will never forget Bill Scheider's kindness. In the wake of my mother's passing we were instructed that we needed to choose a funeral home. Chopyak-Scheider happened to be nearby and had the best reviews of the homes in our area, and now we know why. The care Bill & his team took navigating my family & I through this heartbreaking process was nothing short of extraordinary. Excellent communication throughout and the service was beautiful thanks to his contributions. Thank you, Bill.”
— Mike Marion
“Our family could not have asked for more from six years ago when we preplanned his funeral, fast forward six years when we got the call that my father in law had passed away. He needed to be transported, issues with scheduling with third parties and working with the inclement weather, Bill and his wife did it all creating a calm in the midst of a stressful and sad situation. Yes, there are other choices and we have had experiences with them, there is no comparison. Call them, the last wonderful thing you can do for your love one! They were beyond wonderful!”
— ann melnyk
“Bill Scheider, the owner, was extremely helpful when my mother-in-law suddenly died. He took care of the cremation, notification of social security, and the viewing. He didn't try to push us into spending more than we had intended by talking us into add-ons or upgrades. The facility was very nice with offstreet parking and easy access from the highway. Bill was very accomodating and we would highly recommend this funeral home to anyone.”
— Anne Lott
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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