Tolar-Westgate Funerals & Cremations
616 Washington St, Waukegan, IL, 60085
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Illinois
$2,620 – $8,240
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,620–$8,240. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Tolar-Westgate are perfect examples of professionalism and compassion during a challenging time for my family and me. They made a difficult situation much more manageable. I am truly grateful for their service.”
— Miles Turner
“Losing my brother was one of the hardest moments of my life, but Tolar-Westgate made that difficult time a little easier for our family. From the moment we walked in, we were treated with compassion, professionalism, and care. They did an absolutely beautiful job with my brother—he looked just like himself, so peaceful, like he was simply sleeping. That brought so much comfort to my heart, and I’ll never forget that feeling. Every detail of the service was handled with respect and grace. Thank you, Tolar-Westgate, for treating my brother with dignity and for supporting our family with such warmth during this time. We are truly grateful. — The Ashe Family”
— Nana Ashe
“I just wanted to thank Tolar Westgate for the professional, compassionate, and outstanding job they did. My uncle whom I was very close to passed away and they took the time to explain everything to my family. Deja’s was so awesome I cannot count how many times I thanked her. The cost was very reasonable, the courtesy was over and beyond, and the professionalism was over the top, I wish I could rate beyond 5 stars but if you are reading the reviews, I hope this one sums it up, you will not be disappointed”
— Tiffany Curry
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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