Crain Funeral Home & Cremation Service
829 North West End Boulevard, Cape Girardeau, MO, 63701
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Missouri
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“The facility was nice. The memorial DVD/video was beautiful and well put together. We felt a little rushed during the service and while viewing of the body. The make up used on my loved one's skin was too light and it looked chalky. The wig was not on her head at all. It was neatly placed on the pillow above her head. There was too much glue on one of her eyelids. It was very noticeable and many people made comments about it.”
— Lady Street
“Crain Funeral Home is the best! The best in service, care of you and care of your loved one. I live in Pennsylvania and my father passed away he lived here in Cario. This Funeral Home went above and beyond for me and handled everything with a great deal of respect and empathy. There is no where else I would recommend. The people here in Missouri have this blessing of a Funeral Home that not only can, but does deliver on their word and exceptional services. Dana always staying in touch taking every call and every text from me. I never had to wait for next day answers. To be that devoted to a client and my grief process while running the funneral home is unbelievable, very appreciated and respected. If you want the best of the best for your loved one that passed and step by step understanding and guidance you need to do come here.”
— Rebecca's Bnixdorf8331
“This funeral home is amazing and I have nothing negative to say about them. They are compassionate and very understanding. They made sure to update the obituary for me when I finally had everything say what I wanted it to. They made sure to get my go ahead on the plaque for the urn. They also have a thing where they give you an ornament for your Christmas tree and even printed out the condolances page when I went to pick up the urn. These little extra touches are amazing and help make this process so much easier and makes me feel like they really care.”
— Sarah Madlock
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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