Nelson Funeral Home
11 W Albany St, Oswego, NY, 13126
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New York
$3,368 – $10,595
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,368–$10,595. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
What Families Say
“Today was my first time visiting this Funeral Home (I led/assisted a family with a secular memorial service here) and must say that I found both the atmosphere and funeral director, John, extremely pleasant. If you are looking for a place to hold a memorial service or funeral, I highly recommend this establishment. It is family-owned. The set-up of the parking lot makes entering the building extremely accessible and when you walk in, you will find everything you need in a small, but inviting space. The staff is friendly and patient. Also, the fact that this establishment is just a few blocks off of route 481/from the Oswego River makes traveling to and from quite easy.”
— Jessica Dapson
“The Nelson family does beautiful service to one’s family planning a funeral. John and Aimee met with me many times to make sure everything was just the way I wanted it. (John even found the perfect paper I wanted for the Programs.) Phone calls and emails always returned, and even had a chance to visit with Bill, a neighborhood friend from growing up. Well done, Nelson Family.”
— Jean Chetney
“What an excellent job today with my grandma (Marlene Ogorman)”
— Jason Hibbert
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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