Cremation and Funeral Services of Tennessee
113 W Main St, Waverly, TN, 37185
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Tennessee
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“They took 24 days to give me my mom’s ashes or even cremate her. They literally left her sitting for 23 entire days. The person Bryan would not answer my calls and even blocked me when I tripped out on him over the phone after she was sitting for 18 days. Still even then I had to wait a week later to get her ashes. This place is a joke and do not do business correctly and should actually be shut down.”
— Chassity Jones
“I have worked with the company twice on separate deaths of loved ones. I have found them to be of the utmost trustworthy company. I worked with Jason and Miriam. The hours they both spent going over the process, details, and planning. They weren’t just paper-pushers. They cared about me and my family and the bereavement process. It takes a very gifted person to work in their positions. I couldn’t have made it through my brother’s death without Miriam’s help. She definitely earns her jewels in her crown she will receive one day. My family and I were very blessed to have her on earth. It is true that the company is an online service and actually cuts the cost when the price for funerals are more than some can bare. I’m very thankful that they help cut out all the profiteering from the loss of our dear loved ones. They don’t pick your pockets for exuberant expenses as some funeral homes in towns where one may feel they have no other choice. That doesn’t mean their customer service is lacking, far from it. I received immediate responses and exceptional care, consideration, support and understanding services in our families time of need. I would recommend this company to everyone!”
— Marla McClain
“Like most people, when you lose your Loving spouse you have nothing but confusion. I found Cremation and Funeral Services of Tn. on line. Luckily for me I was in contact with a wonderful lady named Miriam. She walked me through the process, with a number of mistakes, on my part, with compassion and patience. I felt I was so fortunate to have her help me through this process. I will be forever thankful to her. So with that said I would highly recommend their services. Clarence Collins”
— Clarence Collins
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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