Toft Funeral Home & Crematory
2001 Columbus Ave, Sandusky, OH, 44870
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Ohio
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“My family recently became acquainted with the staff at Toft Funeral Home. I lost my husband of nearly 57 years and my two children lost their wonderful father. We had no preplanning or arrangements made. We went to another area funeral home and had a very bad experience. The next day we went to Toft's and met with Steve Toft. He was incredibly patient with us as we made all our arrangements. Steve was diligent in making sure that we knew that the price for the grave opening and closing done on Saturday by city staff would be much higher than if it was done on a week day. He never seemed to tire of my endless questions. Steve took care of making sure my husband had an honor guard at the cemetery. Toft's staff did a video of the service so out of state family members could see it. We also used the event room and had the meal done by their caterer. The food was wonderful and very reasonably priced. No matter your circumstances, I would highly recommend Toft Funeral Home.”
— Marie Hoch
“I unexpectedly lost my sweet son the day after Christmas. He was only 20 yrs old. Tofts funeral home was there for our family every step of the way! Every detail, even the small ones, were handled with great care and respect. They were very patient and mindful of our feelings. Just so kind. We trusted them in our darkest hour and they gave my son a beautiful service. My family and I highly recommend Tofts Funeral Home ❤️”
— Family of Zander Sergent
“Staff at Toft Funeral Home were very polite and helpful while taking care of my sister's arrangements. They also followed up with support afterwards. Truly make you feel you and your loss is more than just a job to them.”
— Rhonda Colvin
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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