Bagnasco & Calcaterra - St. Clair
25800 Harper Ave, St Clair Shores, MI, 48081
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Michigan
$2,370 – $7,456
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,370–$7,456. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Wow! Is all I can say about my recent experience with Bagnasco and Calcaterra Funeral Home in St. Clair Shores. Everyone was extremely helpful, kind, respectful, and went above & beyond. It made the worst days of my life thus far, laying my spouse to rest, very calm and organized, even while I was beset with grief. Shout out to Mr. Matthew Manzella, for all the organizing, and efforts. I had been through 4 months of home care Hospice of my spouse, just prior to the Funeral, so organizing a get-together of any kind was furthest from my thoughts. All the folks at Bagnasco and Calcaterra made it much more tolerable for me by flexing their expertise muscles. Can definitely recommend these folks & this business.”
— George Zeolla
“Words cannot express how loved and supported by Bagnasco & Calcaterra with the loss of our loved one, Jason. Dani and the staff went above and beyond to help us get through our excruciating and sudden loss. We will be forever grateful and will never forget the kindness we were shown.”
— Kari Gibson
“I came to Andi months ago to exhume my father’s remains so I can send him home to my village in Albania. She was the only funeral director that took the time to explain everything in detail about the process. She was amazing!!! It took some time but she got it done and now my father is at rest back home. Thank you Andi”
— Sammy 324
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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