Gebhart-Schmidt-Parramore Funeral Home
508 E Linden Ave, Miamisburg, OH, 45342
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Ohio
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“The staff was exceptional—professional, compassionate, and attentive throughout the entire process. Everyone treated us with the utmost respect, honored our wishes, and offered support at every possible turn. Caitlin and Jessica were a pleasure to work with, and their care and attention helped make our mother’s Celebration of Life a truly meaningful and beautiful experience.”
— Christopher Rose
“Of course, it's a very sad time to have to use a funeral home. But Caitlin and Jessica, the funeral directors here are beyond amazing. From the beginning when we had to start arrangements to the day of the funeral and beyond, they are the epitome of professionalism, compassion, and care. Thank you for taking such good care of our mother and for making her service absolutely beautiful.”
— jen ratay
“Alison worked with us to plan our funerals. She was very professional, knowledgeable and explained all of our options. She allowed us to choose without any pressure to select the more expensive options. The funeral home is well maintained inside and out. We are completely satisfied and highly recommend them.”
— Charles Marshall
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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