Michaelson Funeral Home
1930 Austin Rd, Owatonna, MN, 55060
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Minnesota
$2,495 – $7,848
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,495–$7,848. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“To Michaelson Funeral Home and especially Doyle and Rena, Thank-you kindly for honoring our mother's passing and her life, with your wonderful service. I wish to give a special thanks for never making us feel pressured to purchase anything from your company, or implying that funds were ever an issue. Also for: always taking our phone calls at all hours, for opening your doors for us after business hours, for offering to continue your services, even weeks down the line, without problem- to transfer her ashes to other urns. Thank-you for wording her obituary just right and later adding to her obituary right after a phone call. You did a great job on the music and our wishes for that. It is much appreciated that you allow everyone as much time as needed for visitation. Michaelson Funeral Home has a great reputation by mouth and you have proven your reputation to be true.”
— Sherri Harmony
“Doyle was great, but then there was Mr.Michaelson. He was not a man of his word. We were told my father's ashes would be ready at the end of the week and would be delivered to us. On the following Monday my niece called and was told the ashes were ready on Friday but we now needed to pick them up ourselves. We are still waiting for death certificates to arrive in the mail because the only way of getting them was to pick them up ourselves or have them mailed. Well it's been three weeks and we are still waiting. This has been a very unpleasant experience for our family between wanting to get my father's affairs settled and not having any way to do that. I will not recommend this place to anyone nor will I use there services in the future. I was very disappointed in the service we have received from Mr.Michaelson. On a better note thank you to Doyle for your help during this difficult time.”
— Tami Conner
“Thank You to Frank, for helping us get through this tough time. I appreciate not being pressured to purchase this or that. Thank you for taking great care of my dad.”
— Jennifer Wicke
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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