J.C. Kirby & Son Funeral Chapel
820 Lovers Ln, Bowling Green, KY, 42103
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Kentucky
$2,121 – $6,671
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,121–$6,671. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“4.5 stars Fully acceptable service at Kirby on Lovers Lane. Staff is usually very compassionate and helpful during a family's time of need. They will obviously show you the "Cadillac" package and options as you plan for your loved ones final arrangements, when as humans you tend to make emotional decisions, ... when you may have a "Kia" budget, but that is the nature of the funeral business. Chapel area is top notch and can accommodate large funerals, of course they will host at your church of choice. Limos are late model and look nice. They do a good job with your loved ones' final presentation.”
— The K Green Show
“J C Kirby & Son funeral Chapel has been there for several of my family that has passed away . Just recently was my father who passed away July 15th 2021 . They worked with me almost on a daily basis , they are very professional and very supportive in our choices. Jessica is who I worked with and I will always have a place in my heart for her . I would definately recommend J C Kirby & Son . Thank you , Jennifer Figueroa”
— Jennifer Figueroa
“I would normally say that the staff of JC Kirby is very considerate of the needs of those that are experiencing loss but not this time. I attended the funeral of a family member recently at the Lovers Lane location. I understand that we are still dealing with the whole Covid thing but when there are family members, BLOOD RELATIONS, that are pleading to get in to the room to attend the funeral of their loved one and being denied entry because the staff won't ask non-relatives to leave is a disgraceful thing to do and experience. Myself and plenty of other family members asked the staff to help with this and were simlly told to either wait in the other room or stay outside. That is one of the most disrespectful things I've ever had to experience. The spouse of the deceased even asked them to help and they did nothing. Deplorable, despicable and disgusting. I hope they see this and feel terrible.”
— terry shoemake
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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