Gaylord Community Funeral Home & Cremation Service
850 N Center Ave, Gaylord, MI, 49735
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Michigan
$2,370 – $7,456
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,370–$7,456. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Everyone was so friendly, kind & helpful. All aspects were handled quickly, efficiently, & professionally. I felt that my family was very well taken care of through every step. I am very grateful.”
— Tina Pagnucco
“Even at our saddest time this business made us feel comfortable. Very respectful.not pushing to sell something that you didn’t want.everyone was very compassionate and helped tremendously .they were fast and efficient no hidden fees or agendas .they are all a great team!”
— Heather Ostrowski
“They were so kind and and helpful. They gave me a lot of information on what to expect next. With the different funeral homes I have dealt with through the years they were the best.”
— Marie Cherwinski
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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