Whatcom Cremation & Funeral
4202 Guide Meridian Rd #106, Bellingham, WA, 98226
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Washington
$2,869 – $9,025
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,869–$9,025. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“Extremely professional staff and knowledgeable to answer any question and many we couldn’t even think of to ask. Exhibited tenderness and compassion for what we were going through.”
— John Smith
“This business has been so compassionate to our family as we navigate challenging times of loss on multiple occasion.There is a no pressure sales environment, they express their condolences and give many options. We want to send our heartfelt thanks for your honesty and quality service without undue financial burden.”
— Brittany Fuentes
“We used your services in 2015 and it was so simple and easy. My family just used a funeral home in a different area, and after that headache I wanted to tell you how much I appreciate you all over again. Especially the low cost and no pressure to upgrade.”
— Kennedy Smith
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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