Fisher Funeral Home
1520 Effingham St, Portsmouth, VA, 23704
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Virginia
$2,495 – $7,848
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,495–$7,848. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“I had more family taken care at Fisher Funeral Home with the most recently my daughter on January 22, 2021. Karen Fisher Davis is the best person in this business. She and her staff are caring and professional. My daughter looked just like herself which I was very pleased with. Karen was patient, kind and satisfied all our needs and concerns. I will always recommend others too her.”
— Valerie Hockaday
“Thank you Fisher Funeral Home on Effingham Street for the great customer service given to our mom's celebration of life. You, Karen Fisher, and your Staff put the "p's" in professionalism and personal touch. From patiently waiting for us to prepare her to be taken from our home to yours on that stormy night, to allowing us to use your chapel to celebrate, to saying those comforting words at the end of the interment, we are eternally grateful.”
— Terri Nunnally
“I guess no one writes reviews for funeral homes, but I do. Fisher has provided exceptional care to my family in the time of need. Personally, three times have they assisted my family; From coordinating a standard funeral to receiving a deceased loved one from out of state to coordinating military honors. Hats off to them.”
— Warren Murray
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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