Miller-Carlin Funeral Homes
3013 Roosevelt Rd, St Cloud, MN, 56301
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Minnesota
$2,495 – $7,848
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,495–$7,848. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“I know Bill Carlin personally. He is an intelligent, matter of fact, and compassionate funeral director who goes the extra mile for the families he serves. I have been to his funeral home and witnessed first hand the care that he gives to each family. Bill and his wife Lezlie, along with their staff serve each family with dignity, honesty and compassion. In view of some rediculous directors who are 3 to 5 states away and have never spoken to or met Mr. Carlin leaving him a bad review about his funeral home I wanted to say that Bill Carlin and the Miller-Carlin Funeral Home are professional and caring. They would be my only choice of funeral homes in the St. Cloud area.”
— Mike Weirauch
“I have no idea why Miller Carlin has such a low review score. We used them for my sister, dad and now my mom. They are compassionate, very efficient and they handle everything with so much care in these difficult times. Death is so hard but Miller Carlin helps to make the sensitive time a little more comforting.”
— Broken Roads Ranch
“Let's be real, funerals are hard. The families and friends of the deceased are grieving in their own separate ways, but Bill, Lezlie, and the rest of the crew from Miller-Carlin Funeral Homes are professionals and will take care of you on your most raw day. They are pillars in the communities they serve and their facilities are more than accommodating. Give them a call and see why they are nationally accredited.”
— Eric Alf
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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