Gard Funeral Home & Cremation Services, LLC formerly Lindloff Zimmer Funeral Home
113 Ada Doty St, Gratis, OH, 45330
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Ohio
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Kathryn at Gard was so helpful and knowledgeable. She walk us through the whole process and helped when my sister and I were unsure about decisions. Burying a parent is hard and even harder when loved ones are left trying to figure out what the deceased wanted for a burial.”
— Sarah friedrich
“Ron was amazingly pleasant and informative. He was very empathetic and helpful, didn't rush us and helped fill in the gaps of what we needed to do! 5 stars plus”
— Judy Meyer
“Great People, Very Professional, fair and trustworthy overall Great service, Thank You in our time of need👍”
— Tim Farmer
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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