McClain-Hays Funeral Service
1002 E Main St, Philadelphia, MS, 39350
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Mississippi
$1,996 – $6,278
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $1,996–$6,278. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“My family has been using McClain -Hays funeral home since 1973. They have just recently buried my grandfather at 101. Thank you Mr. Johnny for all of your care. I would recommend them, above all others, to bury your loved ones, with respect and dignity. Thank you for your prayers.”
— Susan Walton
“I must say I was very impressed and pleased with the service I received from McClain-Hays Funeral Home during the recent loss of my mom. They did an excellent job of coordinating picking her body up from out of state, helping me with all of the details and checking on me after the fact to make sure that I’m doing okay. Marshall and Johnny were exceptional in their compassion for me. Elizabeth has texted me several times. I am happy I chose McClain-Hays for my mom’s funeral care.”
— Lisa Daniels
“McClain-Hays is 2nd to none. Johnny Stuart and his staff handled every step of the funeral planning for my brother with the up most respect and attention to detail. Not only do they have the professionalism and experience that only comes with years of service and care They showed my family empathy and love. From the beginning of the funeral, to end and beyond. The whole staff were exceptional. They treat you like family and I can not recommend them enough.”
— Eric Melton
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
Are you McClain-Hays Funeral Service?
Claim your free listing to receive the families we connect you with, show your services and pricing, and partner with MedaSynq — at no cost.
Claim your free listing