Ruggiero Family Memorial Home
971 Saratoga St, East Boston, MA, 02128
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Massachusetts
$3,119 – $9,810
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,119–$9,810. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Joe Ruggiero and his team were so compassionate, kind and professional during this difficult time for our family. I lost my mother and Ruggiero’s funeral home provided the support and beautiful services for mi mother. Im so grateful!”
— Maria Carranza Sapone
“I can’t say enough good things about Ruggiero Family Memorial Home. From the very beginning, Joe Ruggiero III was my first contact, and he immediately gave me his cell number, assuring me I could call him anytime, day or night. As my mother battled cancer and we knew her time was short, Joe gave me the reassurance that no matter what, he would be there to guide us — and when the day came, he truly was. He took care of everything with such compassion, walking me through each step and making sure I never felt alone in the process. Most importantly, they made us feel like family. I also had the privilege of meeting his daughter Cathryn, and I can honestly say she carried the same warmth, professionalism, and kindness. What stood out most was the genuine care and humanity they showed. In a world where everything seems to revolve around money, Joe trusted me enough to tell me not to worry about finances during that overwhelming time of grief. That trust and understanding left a deep impact on me. It showed me that for them, this isn’t just a business — it’s a calling to serve families in their hardest moments. The Ruggiero family has truly earned my trust, respect, and admiration. I will always be grateful for the way they stood by my side when I needed it most. May God continue to bless them for the comfort and kindness they provide.”
— Christian Rojas
“I love ruggerios. Especially the dad. They helped my family in a big way. He tries to help everybody he can, losing my mother i was a wreck for years. They took such good care of my mother and beautiful service. Thank you Joe. Ruggerio's is the place to go.”
— Guy “GMoNeY617” Morgan
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
Are you Ruggiero Family Memorial Home?
Claim your free listing to receive the families we connect you with, show your services and pricing, and partner with MedaSynq — at no cost.
Claim your free listing