Smith Funeral Home & Chapel
2619 St Marys Ave, Hannibal, MO, 63401
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Missouri
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“They did a wonderful job for my dad’s funeral service. I couldn’t ask for a more compassionate crew of people in our time of need. I highly recommend them.”
— Aj Dunn
“We could not be more pleased with the service that we received from Smith Funeral Home. Our loved one passed away during the high point of the Covid virus and the funeral home helped make the arrangements as normal as they could be. The had a live link to the funeral on their website for family and friends were able to say their goodbyes. I would recommend to anyone needing their services.”
— Pamela Hesterlee
“We had a prepaid contract. Dad had picked everything the way he wanted it. Everything was provided and preformed as agreed. The director and his admin assistant were very kind and caring. Very pleased. Could not ask for more.”
— Jon Gundling
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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