Carafa Funeral Home
389 Washington Ave, Chelsea, MA, 02150
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Massachusetts
$3,119 – $9,810
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,119–$9,810. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
What Families Say
“Carafa Funeral home has been a place our family has been using to lay our family members to rest. As this was my first time ever making funeral arrangements and I can say Amy was so nice and made the process more smoother and led me in right directions. The service they provided was exceptional from the moment the services started until we brought my loved one to his resting place after a blizzard. Thank you Amy & the Carafa family for providing such great service and your compassion. Would recommend to anyone”
— Rosemary Rosa
“My family has been doing business with the Carafas for awhile now. Even with covid they did well. One way in one way out. Thank you again for the wonderful job with my grandmother.”
— Boston Dan
“Mr carafa and family. just want to say you made a very sad time . comfortable. You showed so much compassion during a time of uncharted waters with this Corona time. A time when funerals are way different then before. A time when loved ones are alone and we can not be with them. Bull you made this acceptable and as I said comfortable. There are really no words I can say that could describe the things you did for my aunt and her daughter betty and family. thank you so much Patrick ch ja buckley”
— patricia buckley
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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