Smith Funeral & Cremation Care & SFCC Crematory
108 Holland Ave, Morgantown, WV, 26501
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in West Virginia
$1,996 – $6,278
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $1,996–$6,278. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“This business deserves more than 5 stars. Rest assured, this Funeral and Cremation home is very kind, supportive and gentle with their mannerisms. They are on top of their game with knowledge, procedure and more. They helped me with, who they contact upon death and what is required. They respond immediately day or night and I was often corresponding with them. They never sounded annoyed or irritated, I always felt and was treated as if I was their only customer at the moment. I highly recommend this Smith Funeral & Cremation Care above all else. Even the community of Morgantown, WV speaks highly of Jason, Cathy and the supportive staff. Their pricing was very workable and the services from beginning to end were worth much more than they charged. I post this with the upmost sincerity. -Sheri Geltz and family for Sharon Thomas”
— Elishua Zuriel
“I’m so grateful for the compassionate and professional care provided by Smith Funeral home during one of the most difficult times in my life. When my husband passed away, the staff responded immediately and with such kindness and sensitivity. They handled the pickup with the utmost respect and dignity, making sure everything was done gently and thoughtfully. The entire cremation process was explained clearly, handled efficiently, and exactly as we had discussed—no surprises, no pressure, just quiet support. I can’t thank you enough for your kindness, respect, and support. I would recommend your services wholeheartedly to anyone dealing with the death of a loved one. With deepest appreciation, Chris”
— Chris Cook
“Best service for our family! The memorial we had for my husband was beautiful! We had 200 plus visitors, the grandchildren had a place to play during the service which made happy memories of their grandpap. Thank you Jason for making sure everything , even the catering was flawless!”
— Barbara Griffin
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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