Cutler-O'Neill-Meyer-Woodring Funeral Homes & Crematory
545 Willow Ave, Council Bluffs, IA, 51503
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Iowa
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Thank you for making the process an uplifting experience. We shared memories and stories as we made decisions which we were delicately guided through. Everything for both our parents was planned and carried out effortlessly for our grieving family! Cutler-O’Neill is the best and extremely professional with a side of humor which is exactly what we needed.”
— Susie Keuck
“Extremely caring and supportive. Cannot say enough how grateful we were for the services provided for both of our parents funerals! Highly recommend them had an extremely positive experience during a stressful time!”
— Dennis Kenealy
“From the moment of the first phone call, to long after the service ended, we have experienced gentle, kind, supportive care. We have been gently guided through, not only the funeral process, but the time my sister was in hospice, saying goodbye to our loved one while staff so patiently stood by waiting until we were ready, discretion when exiting, putting together exactly what my sister would have loved in regard to the environment and let’s not forget grief support after all of the activity ended. I know my husband & I will make our plans with Cutler-O’Neill because I experienced that I can trust my heart with them, so I know the same will be true in our future events. Thank you, Matt O’Neill & everyone at Curler-O’Neill for making this a moment in time, of love and closure joyous, peaceful and easier than expected. Patty Mastin”
— Patty Mastin
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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