Steen Funeral Homes - Central Avenue
1501 Central Ave, Ashland, KY, 41101
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Kentucky
$2,121 – $6,671
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,121–$6,671. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“I can’t thank Steen Funeral Homes enough for what they have done for myself and my husbands’ family! My family have used them over the past 20 years, and sadly since 2022 we have had a quick succession of losses they have had to attend for both of us as well. Always amazingly compassionate, highly respectful and accommodating to our wishes for the deceased. During the process of grieving and after, they have checked in with our families even after using their services. Mike Moore, Brian Binion, Evan Rice and staff are exceptional at their job, and I am grateful to have a staff like them to help us in our times of need. We truly cannot thank them enough for their compassion and kindness! Thank you for serving our families! 🌹”
— Heather Hall
“On behalf of the Mosley family and myself I would like to personally thank Steen Funeral Home and particularly Mr. Brian Binion. He not only handled all the arrangements, but traveled back and forth to Lexington, Ky to accommodate the family of our beloved late Pastor, Rev. Henry L. Mosley. He never left their side during the two days of visitation and funeral services in Lexington, Ky This is just another example of how Steen Funeral Home continues to unify the community, not only with their exceptional services but because they truly go above and beyond every time!”
— Darrell Smith
“Very professional services and caring staff. My ex-husband was residing in Kentucky when he suddenly passed away several weeks ago. I had no idea which funeral home to contact, especially since we live in another state. I googled funeral homes in the city where he lived and Steen Funeral Homes was the first one that popped up. From the very first contact with Mike, I knew I was dealing with a company that was compassionate, caring and very business oriented. The price quoted over the telephone for the arrangements were reasonable and there were no hidden fees once we arrived at the funeral home. Pat walked us through the paperwork very patiently and made us feel at ease during the entire process. Im very grateful to have found Steen Funeral Homes to assist us during this time.”
— Stephanie Warren
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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