M.J. Colucci & Son Niagara Funeral Chapel
2730 Military Rd, Niagara Falls, NY, 14304
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New York
$3,368 – $10,595
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,368–$10,595. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Our family could not be more grateful for the compassion shown by M.J. Colucci after the passing of our father. Every detail was handled with professionalism, respect, and genuine kindness. It’s clear that this is a family business — they made us feel like we were their family. They guided us through an incredibly difficult time with patience and affirmation when needed, taking care of every arrangement seamlessly. Their attention to detail and thoughtfulness brought our family comfort. We recommend to anyone who needs help navigating this most difficult and delicate process. They have our deepest gratitude. — The Grohman Family”
— Jim Grohman
“This is the best funeral home around. They were so kind to me and my family when I lost my mother a few weeks ago. They even came to my father’s nursing home since he cannot walk anymore to work out all the details and paperwork with us there for him. They worked very quickly and made it an easy process. I will be forever thankful for there kindness they showed to me and my family during this difficult time.”
— Heather
“These gentlemen are absolutely wonderful. They handled everything down to the last detail with care and concern and with the utmost professionalism. Our family is so glad we used your establishment at such a hard time. You all made everything so easy and we all appreciate you! Thank you from the bottom of our hearts. Do not hesitate to use them. 5***”
— Elizabeth Bradley
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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