Dwayne R. Spence Funeral Home - Canal Winchester
650 W Waterloo St, Canal Winchester, OH, 43110
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Ohio
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“During the most painful and overwhelming time of our lives, the loss of my sister, Spence was a true source of comfort and grace. From the very beginning, everything was handled with such compassion, patience, and professionalism that it lifted a weight we didn’t know how to carry. I especially want to recognize Hailey, the apprentice funeral director, who made an incredibly difficult experience feel seamless and manageable. Her kindness, calm presence, and attention to every detail never went unnoticed. She explained things gently, anticipated our needs, and treated our family, and my sister with deep respect and care. Nothing ever felt rushed or impersonal, and that meant more to us than words can express. Because of Hailey and the entire team, we were able to focus on grieving and honoring my sister, knowing everything else was in capable and caring hands. I will forever be grateful for the compassion shown to our family during such a heartbreaking time. If you are facing an unimaginable loss, this is a place you can trust completely.”
— Miranda Osborne
“My son is autistic. His cat unexpectedly passed away. I called Spence’s funeral home about a pet cremation. It was a Sunday and I was worried we wouldn’t be able to reach anyone. I received a call back and was told I could bring Pip to the funeral home. A young lady was there waiting. She was so understanding.She left us alone with Pip so my son could say goodbye. It really made a difference. My experience picking up Pip’s ashes was also pleasant. Thank you all for being so caring. I will recommend Spence’s to anyone in need of such a service.”
— Mary Falvey
“We were so pleased with the services provided by Dwayne Spence, Canal Winchester. We lost my Dad in Feb 2025 and we happy with the hands on compassion we received from Kelsey. We lost my Mom in Dec 2025 and did not hesitate to reach out toe Dwayne Spence again. We worked with Julia who was equally great. They have been there every step of the way and since to help us and provide guidance during these difficult days.”
— Tricia Humphreys
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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