Owens Funeral Home
101 N Elm St, Champaign, IL, 61820
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Illinois
$2,620 – $8,240
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,620–$8,240. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“I can't express enough gratitude from our entire family to Owens Funeral Home for the compassionate and professional service they provided during such a difficult time. My grandfather was given a beautiful farewell, thanks to their meticulous attention to detail and genuine care. They guided our family through every step with kindness and understanding, making the entire process as smooth as possible. We felt supported and comforted knowing Grandpa was in good hands. Thank you for honoring his memory so wonderfully.”
— Kelly
“Jay and Jill and their team made each part of this process much easier with their kindness and professionalism. At a time when a grieving family has a long To Do List, a lot of things can get mixed up along the way. Jay is the one who remembered for us, made changes on the fly, and was quick to suggest good ideas, all with an ease that we really appreciated. Everyone at Owens was absolutely organized, available, and lovely.”
— Amy D
“Amazing people, very professional, and very understanding, and if you’re an honest person they will work with you, and that is hard to find in our modern society. during the loss of my father and what came after, they did everything they could to make it easier. In my opinion this is where everyone should look first..”
— Terence Rabbers
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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