Pacifica Chapel By the Sea Mortuary
801 Oceana Blvd, Pacifica, CA, 94044
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in California
$3,244 – $10,202
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,244–$10,202. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Armando helped my son immediately with the funeral services. My son wanted a beachfront view driving away from Chapel By the Sea to drive to the burial site. My son's vision came true as expected. Not only was it angelic but Armando let us put our own decorations whatever we needed done Armando said yes to it. Armando was quick, efficient and at the same time consoling. Chapel by the Sea is a place where you can have an intimate, special and have a professional experience for your loss loved ones to view and have services just the way you want it done. Thank you Armando. Patricia Corsetti”
— Patricia Corsetti
“In Feb 2024 we held my Dad's service at Chapel by the Sea; the service was beautiful, intimate, and my father honored as he deserved. Armando demonstrated a level of professionalism coupled with years of experience, in guiding us through every step of the planning process, cost, and all aspects of the service ensuring we honored my Dad's life and military service. When my Dad passed, I contacted Armando and from the time Chapel by the Sea came to pick up my Dad (the men were very respectful) to the actual memorial, things went pretty smoothly. Armando drove a lot of the behind the scenes details and administrative work. The USN Military and gun salute arranged by Armando were executed flawlessly, paying tribute to my Dad's service with the dignity and respect he deserved. The atmosphere of the funeral home provided a comforting and peaceful space for the celebration of my dad's life. Overall, I cannot recommend Chapel by the Sea/Armando Santana highly enough.”
— Cristina Cruz
“Armando did an excellent job putting everything together. True professional Thank you for helping my Sister and Nephew with Frank’s Services. God Bless 🙏🏽”
— David Richardson
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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