Carnes Funeral Home
1102 Indiana St, South Houston, TX, 77587
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Texas
$2,370 – $7,456
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,370–$7,456. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Carnes funeral home have been exceptional. The staff Mary Jo and Elizabeth provided amazing care to me. I walked into their funeral home without an appt and they made me feel welcome. They walked me through the process of cremation that was personable and comforting. I appreciate their kindness during a difficult time.”
— Amber L
“We have used Carnes Funeral Home twice now. Our funeral director Mary Jo was so caring and helpful throughout the entire process. Their Texas City location facilities are very nice and welcomed my family with care and professionalism. No one ever wants to think about final arrangements however if you ever find yourself needing to make such arrangements, CFH will definitely take good care of you! Thank you so much Mary Jo and Elizabeth for reaching out to me with words of comfort and encouragement also for remembering my moms birthday today 9/6. We miss her dearly…I very much appreciate you both!”
— Marisel Bush
“Mary Jo and Elizabeth were phenomenal handling the arrangements needed by my family for our dear mother. Their knowledge, compassion, care, and patience in our time of need was exquisite.”
— Ms. Young
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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