Starks Family Funeral Homes & Cremation Services-Starks & Menchinger Chapel
2650 Niles Rd, St Joseph, MI, 49085
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Michigan
$2,370 – $7,456
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,370–$7,456. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“There are no words to describe how grateful I am to have worked with Tom and his team, for both of my parents. My mother passed last May 2025, and we all thought that dad would go shortly afterwards. However, he decided to wait until the day after what would have been their 55th wedding anniversary, which was January 1, 2026. Mother had the foresight to pre-plan their arraignments years prior, so Tom was able to step in and take care of what needed to be done, regarding dad's military rites for their memorial and internment. Starks has taken care of at least five of my family members, with dignity, grace and when needed light humor. Thank you again to everyone for your dedication to the families that you serve.”
— Mary-Margaret Pierce-Lambert
“Starks Family Funeral Home & Cremation were wonderful to my family in a very difficult time. The time and care they put in to help us honor my mom was incredible. They were kind and thoughtful and helped us remember the details, when our grief overtook us. I am so thankful they are there for the people in this community. They made the unbearable something that I was so proud of in the way we honored my mom’s legacy. I am so appreciative of their staff, especially Laura, who held our hand through the whole process.”
— Kelly Basham
“Planning a funeral is never a good time. However, the Stark family made it so comfortable and heart warming. They made a very difficult thing for my family and myself an experience that we could navigate.”
— Mike Wyble
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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