Kirk Funeral Home & Cremation Services
1051 E Minnesota St, Rapid City, SD, 57701
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in South Dakota
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Um, I'm not even sure where to start. I am above and beyond ecstatic about how smoothly everything went. Every single detail completely taken care of. They are so comforting and understanding to every single person they meet. My dad looked amazing! It was my dad when he looked his best with just a completely peaceful look. It was so comforting for everyone to see him like that and when you left his side there was no question about him really resting in peace. Thank you everyone, we appreciate you more than you know. Sincerely, Clarence Bauer's family”
— TonyDeb Ramos
“Kirk Funeral Home provided exceptional service in our families time of need. We were on vacation in South Dakota when my father passed away, they went above my expectations with the communication during the whole process. Carla helped to obtain the necessary documents to not delay our return home. I would highly recommend Kirk Funeral Home.”
— Tina Summers
“I have used only Kirk's Funeral Home for my mother and my father, my brother, and now my husband. They are the best at what they do. Gary has been fantastic to help us out every time.”
— Peggy Hieb
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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