Cardinal Cremation Society
927 Old Hartford Rd, Owensboro, KY, 42303
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Kentucky
$2,121 – $6,671
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,121–$6,671. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“My mom was taken care of here after she passed and my sister is there now awaiting cremation and placement and I have paid my bill ao Ill be taken care of when I pass away. Pricing very reasonable and sweet people to deal with. Compassionate and helpful. Very pleased.”
— Karen Smith
“Up until the last couple months I've been able to deal with several minor issues. I've been told different things about their prices and service provided. I send a monthly payment for my final arrangements and usually I get a receipt with no problem. The last two months I haven't received one and it took awhile to actually get to speak to them. Glenn people usually take their calls. I was told he would send a email receipt and mail one too. Never got the email receipt and I'm not holding my breath for the other one. It's like I'm not wealthy enough or important enough. I'm seriously considering getting a refund for all I've paid in and going elsewhere. When you can't trust them there's no point in staying with them.”
— Karen Smith
“They'll call you being vultures before your loved one's body is even cold. A direct quote by an employee of this establishment upon receiving a call from them less than two hours after a loved one died at the hospital was "well, now is the time to be reaching out family, friends, and BANKS." I almost couldn't believe it. Banks for loans just to clarify. After that first impression if I did have to pennies to rub together you bet I'd be taking those pennies elsewhere for services. Good lord... Shameful, cold, greedy.”
— Eden L
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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