Soto Funeral Home
257 Broadway, Passaic, NJ, 07055
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New Jersey
$3,244 – $10,202
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,244–$10,202. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“I am deeply grateful for the exceptional care, compassion, and professionalism provided by this funeral home. From the very first moment, the staff treated my loved ones with genuine warmth and respect, guiding us through one of the most difficult moments of our lives with patience and understanding. Every detail was handled with dignity, from the preparation and presentation of our loved one to the coordination of the services, transportation and logistical arrangements. Their communication was clear, consistent, and thoughtful; we never felt rushed or overwhelmed. Instead, we felt supported every step of the way. What truly set this funeral home apart was their heartfelt commitment to honoring our loved one’s memory exactly as we envisioned. They listened carefully, offered suggestions when we needed them, and created a beautiful, peaceful atmosphere that brought comfort to us. Losing someone is never easy, but having a team that is compassionate, organized, and genuinely caring makes an immense difference. I wholeheartedly recommend this funeral home to any family seeking a service rooted in respect, empathy, and excellence. Thank you for everything you did for us during this difficult time.”
— Judith Mitchell
“When our Aunt passed away in April. I reached out to Soto funeral home. Saira was very professional and met all the family needs. Saira went beyond her duties for us. Titi’s Service was beautiful. Saira and her staff were professional at all times. I must mention the beautiful ,quaint and eclectic funeral home. The place to call when you want a sincere, honest and budget friendly funeral place.”
— Mayra Fel
“Soto Funeral Home was very organized I would highly recommend they took care of everything I was very happy with there service 👌”
— Edwin Cruz
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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