James D Barrett Funeral Home
1004 Lake St, Elmira, NY, 14901
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New York
$3,368 – $10,595
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,368–$10,595. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“We recently used Barrett for my husband's services. They were amazing to us every step of the way. They really went above and beyond for us. My family has used Barrett for decades. Roger and Kristen are compassionate, kind and caring people and we are incredibly grateful to them for everything.”
— Vicki Dildine
“Kristen is a true professional who treated our family with kindness and compassion during our difficult time. She was always there to meet with us and explained everything throughout the process. Thank you to Kristen and the rest of the staff.”
— Marie Rice
“Highly recommend took my baby home early paid him later and they were so thoughtful I love them 🌹”
— Shania Tyler
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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