Meda
311 N 5th St, Saddle Brook, NJ, 07663
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Average in New Jersey
$3,244 – $10,202
Source: NFDA 2023 · Direct cremation to traditional burial
Funerals in this area run $3,244–$10,202. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
“We are deeply grateful to Kugler Funeral Home for their exceptional service during one of the most difficult times for our family. Mr. Robert Kugler is an incredible human being—kind, compassionate, and truly dedicated to helping families in their time of need. From the very first moment to the very last, he was there for us, assisting with every request as if it were his own. His approach is not about business; it’s about people. He does this from his heart. Before coming to Kugler Funeral Home, we visited another funeral home, and the treatment there was nothing compared to what we experienced with Mr. Kugler. At Kugler, we felt genuine care and support, not just a transaction. Our grandmother passed away last Thursday, and as this was the first loss in our family in this country, we were uncertain about what to do or where to turn. Mr. Kugler guided us through every step, handling all the arrangements with professionalism and care. Thanks to him, the ceremony and burial went smoothly, and we didn’t have to worry about a single detail. Thank you, Mr. Kugler, from the bottom of our hearts for your kindness, support, and dedication. Your hard work means more than words can express.”
— Mia Beau
“Past Saturday my father in law has passed from hospice. Mr. Bob came early in the morning to pick him up and care for him like his own family. He prayed for him and comfort our family with warmth and kindness. We are so grateful to Kugler community home funeral. They took great care of the entire process. We can’t thank you enough. Their service was outstanding. I let all my friends and family this is the place to call when that time comes. Thank you thank you thank you”
— Uichun Yi
“When my mother in law passed away after over a year of being ill, we worried about how she would look at the service. Not only did she look the way she looked before she became bedridden but the care they gave our entire family and making sure our needs were met was above and beyond! I cannot thank them enough”
— Annette Calvanese
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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