Williams-Lobermeier Funeral Home
3208 W 3rd St, Duluth, MN, 55806
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Minnesota
$2,495 – $7,848
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,495–$7,848. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“The woman who is the main contact point while trying to set up your loved ones services doesn’t respond to any emails or phone calls. Then once you finally get ahold of someone who works there they blame you for her not returning any calls. Once the day of the service arrived the woman who was working put me to work while I was trying to pay respects to my father who had passed. Also the priest was dressed like a carpenter whose side job was was reading scripture at the corner neighborhood bar.”
— Jesse M.
“Extremely disorganized. The funeral directors are also very insensitive and not helpful at all. This is more of a venue. Don’t expect any help with funeral preparation or planning. They never get back to you when you have questions if you call or email. Very disappointed with my experience”
— Rachel Malzahn
“I just had my mom's funeral there today an I want to thank Mark an the others that did a great job I felt like it turned out wonderful Thank you!!!”
— Jennifer omundson
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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