Hughart, Beard & Giles Funeral Home
2504 S Virginia St, Hopkinsville, KY, 42240
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Kentucky
$2,121 – $6,671
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,121–$6,671. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Had the worst experience with the funeral home in the worst possible time in my life. they have yet to own a contact me to try to make up for it . So is what happened.... I have received the wrong body ,messed up obituary 3 times also death certificate and was charged $500 for a service that they didn't even do . they should be ashamed for taking advantage of someone in the worst possible time of their life”
— Misty Faccadio
“The funeral home director was very empathetic and helpful at this very difficult time. There was not a single thing that I could have asked for that they had not already considered. In a time of great stress and sadness they were excellent and supportive.”
— Fran Marko
“We entrusted you with the care of our loved one. Instead of asking us if we were ready to have his casket closed, you scooted us over to the side and closed a door between us and our son. You Clearly saw us hugging and weeping while looking at him before we left. And you closed that door, loudly. When the young man followed us to the car yelling something about signing paperwork IT WAS TOO MUCH. HAVE SOME COMPASSION, OR TAKE A CLASS ON HOW TO CARE”
— Bette Harrington
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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