Pasco Gainer Sr Funeral Home
915 Martin Luther King Jr Blvd, Panama City, FL, 32401
License #fd428466
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Florida
$2,495 – $7,848
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,495–$7,848. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“The experience with Pasco Gainer Sr Funeral Homme under the direction of Ms. Audrey Wilson words could never express the Tyson family gratitude. The care along with the love shown from the first call was undeniable ginuwine. Ms. Wilson will treat you with the highest level of respect, working with you until all details are as you desire them to be. The Tyson family gratitude for you and your staff will never be forgotten again thank you. Truly, my recommendation to others would be to give you a call. Elleanor Tyson”
— Elleanor Battles
“Mrs Wilson and staff you all are the best. Compassion and dignity were shown with phone calls and in person meetings, never rushed. Your kindness and tireless commitment to my family, we are grateful beyond. You made our burden lighter. Our mother was beautiful and beautifully seen, many compliments were made. Continued blessing to Pasco Gainer Family of Pandora Brown”
— kimberly mcwhite
“To the Pasco-Gainer Sr Funeral Home, the Jackson Family wants to say thank you for your love and service. It takes a special person(s) to usher loved ones into God's eternal love. To Mrs. A. Wilson, you and the Pasco-Gainer Family have been gifted with a sincere love and touch. My grandmother looked beautiful, and her arrangements were divine. Thank you! Tirrell”
— Ty Wilkerson
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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