Watkowski-Mulyck Funeral Home
376 E Sarnia St, Winona, MN, 55987
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Minnesota
$2,495 – $7,848
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,495–$7,848. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“John and his wife are top notch, professional and very helpful. Straight up educated in all the aspects. When your brain shuts down due to dealing with death, etc, his is spot on.”
— Linda Franzwa
“What a wonderful company. John was recommended to me and didn't hesitate to help me during the hardest moments in our loss of our daughter. John offered a calming guidance & showed sincere compassion that frankly our world lacks.. I would absolutely recommend Watkowski-Mulyck to anyone looking for genuine care and end of life planning. Sincere Thanks to John and their entire team”
— Derek Gonzenbach
“Mr. Mulyck was so hospitable, caring, and helpful to our family as we went through the painful process of saying goodbye to my Grandma. He held space for our grief and ensured the visitation, funeral, and burial all went to plan. I'm grateful my grandparents made the decision to work with Watkowski-Mulyck Funeral Home.”
— Allison J
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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