Phillips Funeral Home
5 S Oak St, Eldon, MO, 65026
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Missouri
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“I've attended one funeral service here, and it was beautiful. Parking can be a bit of an issue, but the staff seemed quite friendly, and they did a good job honoring my friend. I can say that prices here ARE higher than some other places you can get to within a few hours (inquiries about cremation costs told my father this when he was looking around), but the service you get IS nice, and the venue for funerals they offer is pretty nice as well.”
— LurchingRex
“They have taken care of 95% of all the funerals for my family members. They having great and caring and compassionate staff to assist you with your loss of family”
— Darrin Cotten
“The amount of compassion Gary and his staff provided for our family was tremendously amazing. My mother in laws service was absolutely beautiful just the way we planned”
— Anonymous
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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