Meda
1125 St Paul St, Rochester, NY, 14621
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Average in New York
$3,368 – $10,595
Source: NFDA 2023 · Direct cremation to traditional burial
Funerals in this area run $3,368–$10,595. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
“I met the funeral director Tommy under some really rough circumstances. As a family, we were not the easiest, the most organized, or the most united. But Tommy gave grace. We went from planning a full viewing/service + burial, to a service + cremation, to just a cremation at the end. It broke me. I stepped away from the family and the planning but Tommy was fully accessible to me still at all times of the day. He was a listening ear, he shared some of his lived experiences with me, he validated me and shared words of wisdom and encouragement. He also made sure that I received a full refund for my donation since my family and I had nothing to do with anything. Tommy is a really intelligent, calm and cool brother who really wants to do right by local families. This is truly a beautiful, full service, black family-operated establishment. Totally recommend.”
— Natacha Rivera
“Mr. Gainey is wonderful! He is very professional, thoughtful, and communication with him is seamless. Through planning, service, and burial, Mr. Gainey has been exceptionally supportive and knowledgeable. He and his team prepared our Mother beautifully -- beyond our expectations! We needed to look no further. We are truly grateful for Mr. Gainey, his service, and genuine support. Mr. Gainey and Angel Hills Funeral Chapel -- thank you for everything.”
— Mesha Thomas
“I want to sincerely thank you for the care and compassion you showed during my mother’s service. You made sure everything was handled with dignity and grace, giving my family peace of mind during such a difficult time. I am especially grateful for the guidance and support you gave me throughout the entire process—it made things so much easier to bear. Your kindness and professionalism will never be forgotten.”
— Shanetta
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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