Circle of Life Funeral Home
Black building with windows, 812-14 Kaighns Ave, NJ, 08103
License #3200
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New Jersey
$3,244 – $10,202
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,244–$10,202. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“One word Selena is the best..She made me feel comfortable when she did my Dads funeral and then again she walked me and my mom through every step with my little sisters funeral. I would recommend her and her team to any and everyone. Even though it was a sad occasion. She handles it so professionally and efficiently. Always available whenever you have a question or concern. Kathy was the best as well. My sister's program for her celebration of life came out amazing. I couldn't have asked for a better service. They definitely go above and beyond to make a sad occasion happy and memorable. Thank you so much guys.”
— Ms. Kitty Vega
“I had my daughter’s cremation arrangements completed by Circle of Life and had an incredibly smooth and compassionate experience. Communication was 10/10 — I was kept informed throughout the entire process and guided through all of the paperwork, which was especially helpful as this was my first time going through something like this. I finalized the arrangements on 10/20 and received my daughter back the following week on 10/28. Selena even filled all of my jewelry and urn in front of me, ensuring complete transparency and comfort. Making arrangements during such a painful time can be confusing, overwhelming, and emotional, but Circle of Life demonstrated trustworthiness, organization, and genuine patience. I’m truly grateful for the care they provided. Thank you again for taking care of my Harlow B.”
— Zhaiona Dunlap
“We had an amazing experience at the circle of life funeral home. Ms. Selena was extremely caring, considerate, and paid such attention to every small detail. She was patient with my family during such a fragile time in our lives. She made each request we had seem easy to accomplish and effortless. She left us feeling like we gave the best and most authentic send off possible for our grandma and made her look beautiful at that. I can tell she loves what she does and made such an impact on our lives. I recommend her to anyone who comes in contact with this funeral home. Thank you Ms. Selena for caring for our grandma as you would your own. - francene and family (Adam)”
— francine matias
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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