Harris Funeral Home Inc
134 N Main St, Madisonville, KY, 42431
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Kentucky
$2,121 – $6,671
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,121–$6,671. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“my mother was cremated yet they treated her so well in conversations to the family the cost was reasonable but the service is what you are looking for at a time like this God bless you”
— Barbara Welch
“Professional staff. They were very helpful with the arrangements. Clean atmosphere. Plenty of parking.”
— Missy Jarvis
“Losing a loved one, especially unexpectedly, is never easy. But the staff of Harris Funeral Home made this whole difficult experience a smooth experience. We had a very limited budget, but still had a beautiful service. They went above and beyond on every aspect. I cannot sing their praises enough. Thank you to Tim, Trudy, Karen, and the rest of the staff at Harris Funeral home. My mother loved Angels - you all were her angels on earth.....”
— Cindy L
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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