Hot Springs Funeral Home
1017 Central Ave, Hot Springs, AR, 71901
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Arkansas
$1,996 – $6,278
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $1,996–$6,278. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
What Families Say
“We lost our sweet disabled daughter Sarah in June. These people worked with us in every way possible. They were caring and understanding. They made the hardest decision of my life as easy as they could. I am forever grateful and recommend them if you want care and compassion for your loved one.”
— Angela Willis
“They took really good care of us for my mom’s unexpected death. The service was great. Amanda and teddy thank you . They went above and beyond and for that I am so thankful.”
— Jamie Sky
“During our difficult time of losing a loved one during a COVID pandemic. Zach was excellent! Arrangements were made 7 years ago but we decided to change a few things. Zach was very warm and personal. Thank so much for your thoughtfulness. Everything was perfect! A big Texas thank you from the Ramsey family.”
— monica ramsey
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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