Covenant Funeral & Crematory
4340 Bonny Oaks Dr, Chattanooga, TN, 37416
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Tennessee
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Really appreciate the professionalism and assistance with my mother LINDA PENTON HANSEN recently. I'd recommend Covenant Funeral Home. It did help that I had visited a week before and has some idea of what was coming, even though we didn't know we'd need them so soon after. The assistance with formatting the obituary and the quick availability online and the prompt updates/corrections to a couple of things there were helpful communicating to family and friends. And the staff at the service were most helpful. Would recommend Covenant Funeral Home should the need ever arise.”
— Wayne Hansen
“These guys are amazing. They went above and beyond fir our family. We can't say enough good things about them. They treat your family with dignity and respect and you know they truly care about what they do.”
— Kimberly Larson
“When my loved one passed away, my family was at a loss about planning their funeral. My pastor told me about Covenant. The staff at Covenant Funeral & Crematory, did a wonderful job helping me plan the funeral arrangements for my loved one. From start to finish, everything was done in a very professional way, with dignity & respect. The total price was very reasonable, and the service was absolutely first class. It was a great experience, using this 100+ year old family run business. Thanks guys, for helping my family in a time of need!!”
— Jim Good
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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