Hardage-Giddens St. Johns
1285 St. Johns Pkwy, St Johns, FL, 32259
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Florida
$2,495 – $7,848
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,495–$7,848. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
What Families Say
“Hardage-Giddens St. Johns has a very professional staff and beautiful facility. They helped my family through a loss of a loved one with empathy and kindness. I appreciated their responsiveness, flexibility within reason and attention to detail. I noticed the little things they did that made this whole process just a little bit less painful, and truly a celebration of life.”
— Armand Lim
“My family and I chose this facility because of its location and how beautiful and spacious it is. However, what left the greatest impact on us was the amount of care and dedication that their staff had during such a difficult time. Sending off a loved one is hard enough as it is without the added stress of planning it all but they made the process so much easier. Holly, Toni and the rest of the staff were absolutely amazing! We appreciate everything you did for us. -The Ortiz Family”
— francheskary ortiz
“Hardage-Giddings funeral home is a new, first-class facility conveniently located on the west side of St John's county. I am a native Floridian and U. S. Navy veteran with many issues to address regarding my final wishes. I reached out to Toni Stenmark and the entire staff of Hardage-Giddings to assist me in preparing for this event. Extremely impressed as all responded In a timely and professional manner to help me construct a tailor-made celebration of life type family oriented burial program at a decent.price. Couldn't be happier with all we accomplished together. I might also add that Hardage-Giddings is really a beautiful facility that has been decorated in a cheerful, open, attractive decor that is perfect for family functions of any kind including catering. My family and I truly thank you and greatly appreciate our time planning together with the people of H-G. Signed. M. Bruce Hall and Family.”
— Marshall HALL
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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