Griswold Funeral Home
1867 State St, Schenectady, NY, 12304
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New York
$3,368 – $10,595
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,368–$10,595. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
What Families Say
“During one of the most difficult times our family had faced, Mike was there. From my first conversation with him I was genuinely impressed with the professionalism, knowledge about what needed to be done, genuine compassion, kindness and support that put me at ease that we were in good hands. Throughout the process the attention to details , explaining and guiding us through each step and options clearly and never pressuring our decisions was very much appreciated. Our whole family appreciated the thoughtfulness, kindness and support received and would not hesitate to recommend their services to others facing this difficult situation. Deeply grateful. Shabana Baksh and families”
— Shabana Baksh
“We interfaced with Mike from the beginning to the end and he was just great to work with. He made the entire planning process so easy and effortless on our part. They come highly recommended. Thanks again to Mike and the entire Griswold family. This was our 4th funeral with Griswold Funeral Home over the past 35 years and each time we think they did a wonderful job they simply outdo themselves again and again.They have made the bereavement process a gentle and stress free experience.”
— Doug Wharton
“They were extremely kind, helpful and caring. Thank you very much.”
— Mike Anthony
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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