Fay McCabe Funeral Home
105 Moore St, Lowell, MA, 01852
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Massachusetts
$3,119 – $9,810
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,119–$9,810. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“I cannot recommend Fay McCabe more highly. I was suffering, sleep-deprived from a cross country trip, and completely lost and confused dealing with it all on my own; and Sean managed to resolve the confusion, help me come up with a wake/service that was appropriate and healing and in budget and in a short period of time; plus provided a good deal of common sense and healing conversation that was immensely helpful.”
— Lisa Almarode
“I want to thank David, Shawn, and Erin for they way they treated us at Fay McCabe Funeral Home. From the first phone call to everything they did for the family and my dear daughter after her passing.”
— June Frechette
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— Thomas Lippe
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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