Spinelli - Ricciuti
62 Beaver St, Ansonia, CT, 06401
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Connecticut
$3,119 – $9,810
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,119–$9,810. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Rob and his team have been great. Very kind and accommodating. Losing a loved one is never easy, but they definitely helped by making the process smooth and simple. We appreciate all they have done for our family and would recommend them in a heartbeat.”
— Nicole
“I can't say enough about Rob and Tracy Ricciuti and the service they provided when my dad passed. The compassion, empathy, attention to detail, advice...was exceptional. I was so worried about everything, most importantly how my dad would look. Morbid, I know, but so important. My dad looked so incredible, peaceful...that everyone commented on it. Somehow they made him look younger. In times like this, they are exactly who you want to guide you....”
— Lisa Dadio
“I would highly recommend Spinelli-Ricciuti Funeral Home. Rob was very kind, helpful and made a difficult time a little easier.”
— Kimberly Celone
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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