Brown-Wilbert, Inc.
3921 Roosevelt Rd, St Cloud, MN, 56301
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Minnesota
$2,495 – $7,848
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,495–$7,848. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“Brown-Wilbert is the place to go for your funeral home needs! Their staff is always amazing and accommodating and if there is a mistake, they make it right! I've been in funeral service for about 7 years, and 3 as a funeral director, and I've been very impressed with everything they offer. Thanks so much, Brown-Wilbert!”
— Leah Wehrs
“I have always loved these guys. They are great people to deal with. Reasonable pricing GREAT people. Vicky is fun! Great drivers that are professional and good at what they do.”
— Dave Hauan
“Delivered a septic tank to property, crushed Concrete apron in front of shed. Would not accept responsibility for cracking new Concrete. Would not recommend, drivers are unprofessional at best.”
— Tony & Jessica Elfmann
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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